Month vs. Money

Disposable Income = Net Salary − Fixed Expenses

This is your actual spending money each month. The weekly allowance (for groceries, cash, etc.) is then spread across the month's weeks, prorated for short weeks.

The Month vs. Money bars compare how much time has passed against how much money you've spent. If the Money bar is longer than Month, you're ahead. If it's shorter, you're spending too fast.

Expected balance assumes you spend evenly across the month. The deviation shows whether you're above or below that pace.